Money is not just a piece of iron made of a copper mine. At the same time, precious stones such as gold silver ruby pearl continued their existence in every period of history as money.
The main reason for the turmoil of all wars in the world is to confiscate the money held by the other side. Money symbolizes power in all societies, who has more money, is stronger and everyone has to obey him.
But what is the value of money today?
People today cannot live without a day without money. Everything you can think of is bought with money, except human breath. Therefore, a person who has no money or valuables cannot find anything to eat. Nowadays, people need money in every field and they are looking for various needs to meet their needs.
As a result of people’s searches, units called banks are created, where financial support is always available when they need it. The primary duties of the banks are to preserve all the wealth of their customers and provide their customers with as much credit as they want. The need for credit has become a very ordinary situation nowadays. So much so that even the richest people in the world need credit.
Because no matter how rich you are, you need cash when you want to grow your business and the safest places where you can find this cash are the banks. As in other countries, hundreds of banks are operating in our country. Some of these banks are from abroad and some are completely domestic banks. In our country, the bank that protects the farmers most and gives loans with the least interest is the bank of the state, the agricultural bank.
Other banks also organize various campaigns, allowing those who need loans to apply to their banks. Traders who need urgent loans immediately contact the most reliable and advantageous banks for themselves and start to compare the interest rates that banks want for these loans. Some banks, unlike other banks, do not demand more interest than the interest set by the central bank even if they keep the interest rate high.
This situation is also included in the Turkish commercial law and according to the related law, the annual interest rate cannot be more than ten percent of the rate written in the law. With this law, banks were asked to prevent people from benefiting from difficult situations, and indeed it was so.
A person in need of credit begins to think black and white
Villagers need ways to create the necessary capital for farming, capital for new projects where traders will do it, and newly-married couples also need loans to lay and lay their homes.
Banks run to help these people and give them as much credit as they wish, with a very low-interest rate per year. In fact, giving credit is not as easy as it seems. Of course, banks do not give credit to people who come to them. Even if it seems very cruel to you at this first opportunity, the fairness shares of the banks are quite high. Because when a loan is given to a person with no income, it is almost impossible to get the loan back.
In this case, banks will sink in a short time. For this reason, all banks want valuable mortgages that they can show to their customers before they give credit. These mortgages can be securities and real estate. For example, you are a farmer and you need a loan to buy seeds, in this case, you apply to a bank immediately, and the bank requests a mortgage to show you for an emergency loan, and you show your field as a mortgage to this loan and you get your loan. Emergency loan application.
As we have seen in this example, people in need of credit must have any valuables or have salaries in order to receive urgent loans. There are many types of loans. Housing loan general loan support loan are some of them. The main reason for dividing these loans into segments is to make the functioning of loans easier and faster. A person who wants to buy a loan should first explain to the bank officials why he wants to get the loan he wants to get. Instant credit card issuers
If there is no reason, a loan can be given from the emergency loan section. People used to go back and forth in a bank for weeks to get credit from a bank. But nowadays, instead of going to banks, banks are coming to people’s feet. This is one of the biggest innovations that banks have made. Thus, customer satisfaction was kept at the highest level and creditor-borrower relations had new grounds.
With the internet entering our lives in every field, great innovations have also occurred in the banking sector. Thanks to this system called internet banking, you can handle as many credits as you want from your seat. Instead of walking all the way and torturing in the queues, you can get as much credit as you want by entering the website of the bank of your choice from where you live. To do this, you should first contact the bank to purchase an internet banking password, and with the help of this password, you can always withdraw credit from your bank.
So much so that in recent years
Banks have been giving credit to you only by telling your ID number without the need for internet banking. In advertisements, we frequently see the advertisements in the style of your credit in your pocket, by sending your ID number and the amount of credit you want.
Although some people state that these ads are false, such a thing is not possible, those ads are completely real. You can instantly get a general-purpose loan with your TR identity number at any time. Getting credit is a very profitable method for traders. Merchants generally do not hold cash. Their wealth is as real estate. For this reason, they meet their cash needs by showing mortgages in their hands and by taking loans from banks.
With the increase in the population of the country every year, there is an increase in the amount of loans withdrawn. Nearly ninety percent of people need credit. People who have difficulty in choosing between banks make their choices with the guidance of others. This is a fairly wrong practice. Instead of other people’s guidance, people need to research and find the most suitable bank. Otherwise, the people who will blame for the negativities will be different people.
It is always the most correct person who knows himself. For this reason, you should personally get up and visit the branches of all banks, and mutually discuss your needs and expectations with the authorities there. This will reflect you positively in every respect. You will have the opportunity to get acquainted with all banks to a certain extent, and you will reach indisputable results about their correctness by meeting one-on-one with people. The need for credit is not something to be ashamed of. Every person needs some credit at certain times.